Cardiff-by-the-Sea Homes with Two Levels Stories

Welcome to Cardiff-by-the-Sea, a charming coastal community nestled in the heart of San Diego County, California. Known for its stunning beaches, vibrant surf culture, and laid-back atmosphere, this delightful seaside town offers a perfect blend of natural beauty and modern convenience. With its picturesque ocean views, lush coastal bluffs, and a welcoming community vibe, Cardiff-by-the-Sea has become a sought-after destination for families, retirees, and anyone looking to embrace the California lifestyle.

One of the standout features of Cardiff-by-the-Sea is its diverse architectural landscape, particularly the captivating two-story homes that grace the area. These residences provide an ideal combination of space and comfort, making them perfect for families and those who love to entertain. With multiple levels, these homes often boast expansive living areas, spacious bedrooms, and stunning outdoor spaces that allow you to soak in the coastal sunshine.

Imagine waking up to the sound of the waves crashing against the shore, enjoying your morning coffee on a sun-soaked balcony, or hosting friends for a sunset barbecue in your backyard. The two-level homes in Cardiff-by-the-Sea are designed to enhance your lifestyle, offering the perfect retreat after a day spent exploring the nearby beaches, dining at local eateries, or enjoying the vibrant arts scene.

Whether you're seeking a permanent residence or a vacation getaway, Cardiff-by-the-Sea's two-story homes provide an exceptional living experience in one of California's most enchanting coastal towns. Discover the charm and beauty of this unique community, and let your dream of coastal living become a reality!

Newest Cardiff-by-the-Sea Homes with Two Levels Stories

$3,000,000

2 Beds ⋅ 3 Baths ⋅ 260018681SD MLS ⋅ Coming Soon Status

ABSOLUTELY STUNNING PANORAMIC 180-DEGREE OCEAN AND WHITE WATER VIEWS define this exceptional Cardiff-by-the-Sea home. Perched on an elevated parcel in the highly sought-after Walking District, this remarkable home captures breathtaking coastal views stretching from La Jolla to Oceanside. Beautifully renovated throughout, the property seamlessly blends timeless charm with modern finishes. The main residence (2309) features 2 bedrooms and 2 bathrooms, while a studio (2311) offers a full bath, kitchenette, and its own spectacular ocean views—ideal for guests, a private office, creative space, or rental opportunities. Zoned R-2: Minor Multiple, this property presents outstanding flexibility and the possibility of future potential. Enjoy it as a primary residence with a guest house/studio, or explore the opportunity to further develop the site with multiple units (buyer to verify with the City). Whether you're seeking an exceptional coastal retreat, an income-producing property, or a potential premier development opportunity, this is a rare opportunity to own one of the most desirable view properties in Cardiff-by-the-Sea and embrace the ultimate Southern California beach lifestyle.

Cardiff-by-the-Sea

$2,399,000

4 Beds ⋅ 3 Baths ⋅ 260018012SD MLS ⋅ Active Status

The perfect Cardiff coastal home does exist! Picture coming home every night to an incredible home to relax in a backyard oasis that is second to none! This incredible 3 bed 2 bath home with ocean views and 1 bed, 1 bath ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including the expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, office nook, and large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach. The perfect Cardiff coastal home does exist! Picture coming home every night to an incredible home to relax in a backyard oasis that is second to none! This incredible 3 bed 2 bath home with ocean views and 1 bed, 1 bath ADU is a testament to coastal living at its finest. The updated open concept kitchen features high-end stainless steel appliances, a walk-in pantry, wine fridge, and breakfast bar ideal for casual dining or entertaining. The living room, anchored by a modern stacked-stone fireplace, seamlessly flows out to the covered patio and tiered backyard to enjoy indoor-outdoor SoCal living. The main level also includes a dining room, one bedroom, and full bath, offering convenience and flexibility. Upstairs, two well-appointed bedrooms await, including the expansive primary suite. Vaulted ceilings, a western-facing picture window with panoramic ocean views, office nook, and large walk-in closet create a true serene retreat. The stunning primary bathroom was completely remodeled in 2025! A covered patio provides the perfect setting for outdoor dining and entertaining, while the 25 owner-owned solar panels ensure energy efficiency. Situated on a desirable 9,000 sq. ft. corner lot, there's room for RV parking or another future ADU. BONUS! A separate studio/guest house with its own private entrance and yard presents an ideal space for in-laws or rental income. Complete with a kitchenette, stacked washer/dryer, walk-in closet, full bathroom, and private deck. Enjoy an excellent location close to shopping, charming restaurants, award-winning schools, and Swami's Beach.

1927 Playa Riviera, Cardiff-by-the-Sea

$995,000

3 Beds ⋅ 2 Baths ⋅ 260017670SD MLS ⋅ Active Status

Welcome to 1248 Evergreen Dr, a sun-drenched 3-bedroom, 1.5-bathroom, 2-story townhome offering the ultimate coastal lifestyle in highly coveted Cardiff-by-the-Sea. Located just over a mile from the sand, this turnkey home features a bright, open-concept main level that flows effortlessly to a private patio perfect for enjoying cool ocean breezes, while all three bedrooms are tucked privately upstairs. Living in the desirable Park Place community means you are minutes from world-class surf spots like Swami's, Cardiff State Beach, local dining, and the iconic Seaside Market, all while enjoying resort-style neighborhood amenities like a sparkling community pool, jacuzzi, hiking trails, and a private dog park. Perfect for beach lovers, families, and commuters alike with top-rated schools and easy I-5 access, this beautiful property is your rare chance to own a slice of the Encinitas/Cardiff dream! Note: Some photos have been virtually staged using AI

1248 Evergreen Dr, Cardiff-by-the-Sea

$4,495,000

6 Beds ⋅ 5 Baths ⋅ 260011415SD MLS ⋅ Active Status

Welcome to 518 Sheffield Avenue, where everyday living feels like a coastal retreat in the heart of Cardiff, in the Composer District. Tucked behind an automatic privacy gate on a low-traffic street west of I-5, this 6-bedroom, 4.5-bathroom residence offers the perfect blend of comfort, function, & lifestyle. Spanning approx. 3,826 square feet across two levels, the home is thoughtfully designed for modern family living. A highly desirable main-level en-suite bedroom, ideal as a guest suite or “Nana’s room,” adds flexibility for multigenerational living. Upstairs, all additional bedrooms provide a cohesive layout perfect for families, while the spacious primary suite features dual walk-in closets and an expansive bathroom retreat. Natural light pours through abundant windows, highlighting the home’s architectural character and seamless flow. Multiple fireplaces in the living room, family room, and primary bedroom create warm, inviting spaces throughout. The upgraded kitchen, complete with a Sub-Zero refrigerator, opens effortlessly to indoor and outdoor gathering areas, making day-to-day living and entertaining feel effortless. Butler's pantry included. Outside, a private courtyard and beautifully curated backyard designed for connection and relaxation come complete with a fire pit, fountain, pergola, and outdoor BBQ. Trail access to Encinitas Community Park, Seaside Market, Cardiff Elementary, local dining, shopping, and some of North County’s best beaches, this home offers exceptional walkability and a vibrant coastal lifestyle.

518 Sheffield, Cardiff-by-the-Sea

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.