Rancho Santa Margarita Homes with Two Levels Stories

Rancho Santa Margarita Homes with Two Levels Stories

Welcome to Rancho Santa Margarita, a picturesque gem nestled in the heart of Orange County, California. Known for its stunning landscapes and vibrant community, this charming city offers a perfect blend of suburban tranquility and urban convenience. With its beautifully designed neighborhoods, abundant parks, and excellent schools, Rancho Santa Margarita is an ideal place for families and individuals alike to call home.

One of the standout features of this delightful city is its variety of housing options, particularly the stunning two-story homes that grace its neighborhoods. These multi-level residences provide not only spacious living areas but also a sense of elegance and style that complements the scenic surroundings. Imagine waking up to breathtaking views from your master suite or enjoying family gatherings in expansive living spaces that flow seamlessly from room to room.

The two-story homes in Rancho Santa Margarita often boast modern amenities, open floor plans, and beautifully landscaped yards, making them perfect for both entertaining and everyday living. With ample room for growth and personalization, these homes cater to diverse lifestyles, whether you are a young professional seeking a stylish retreat or a growing family in need of extra space.

Beyond the homes, Rancho Santa Margarita is renowned for its community spirit, with numerous events, recreational activities, and a strong emphasis on outdoor living. From hiking trails to lakeside picnics, there's no shortage of ways to enjoy the natural beauty that surrounds you.

In Rancho Santa Margarita, you’re not just buying a home; you’re embracing a lifestyle rich in community, comfort, and endless possibilities. Come discover the charm of this beautiful city, where your dream home awaits!

Newest Rancho Santa Margarita Homes with Two Levels Stories

$1,399,900
4 Beds ⋅ 3 Baths ⋅ OC26175162 MLS ⋅ Coming Soon Status
Welcome to 21 Arcilla, a beautifully updated home tucked away on a desirable cul-de-sac in the sought-after Melinda Heights community of Rancho Santa Margarita. Offering 4 bedrooms, 3 bathrooms and a versatile floor plan, this move-in-ready home combines fresh modern finishes with comfortable Southern California living. Step inside to soaring vaulted ceilings, abundant natural light and a bright, open feel enhanced by fresh white paint, new luxury vinyl flooring and baseboards throughout the main level, plantation shutters, recessed lighting and updated light fixtures. The flexible downstairs bedroom is ideal for guests, a home office or multigenerational living and is conveniently located next to a completely remodeled full bathroom featuring a new shower, vanity with quartz countertop, mirror and fixtures. At the heart of the home is the beautifully remodeled kitchen, featuring crisp white cabinetry, quartz countertops, stainless steel appliances, a new dishwasher and stove, generous prep and storage space, and a stylish beverage bar. The kitchen flows effortlessly into the surrounding living and dining areas, creating an inviting space for both everyday living and entertaining. Upstairs, the spacious primary suite is joined by two additional bedrooms, while thoughtful features throughout the home include plantation shutters, recessed lighting, a dining room ceiling fan, interior laundry and direct access to the three-car garage. Step outside to a private backyard designed for easy enjoyment, with low-maintenance synthetic grass, mature surroundings and a covered patio that extends the living space outdoors—perfect for dining, entertaining or simply relaxing. Located near Melinda Heights Elementary and offering access to SAMLARC’s extensive network of parks, pools, trails and recreational amenities, 21 Arcilla delivers the combination buyers are looking for: an exceptional location, thoughtful upgrades, flexible living space and the opportunity to enjoy everything Rancho Santa Margarita has to offer. This is one you’ll want to see in person.

21 Arcilla, Rancho Santa Margarita
$989,000
4 Beds ⋅ 3 Baths ⋅ OC26207074 MLS ⋅ Active Status
**GOLF COURSE LIVING AT ITS BEST!** Welcome to an exceptional Rare 4 Bedroom townhome with a downstairs room, perfectly positioned along the **3rd hole of Tijeras Creek Golf Course** offering beautiful golf course views. Step inside and discover a **brand-new remodeled kitchen** that creates a fresh, modern centerpiece for the home with views to the golf course. The open, inviting interior with light tile flooring for easy care, and Dual Paned windows throughout, is filled with natural light, while the golf course setting provides a wonderful backdrop throughout the property. Step outside to the **large private yard featuring low-maintenance Natural stone and engineered grass** plenty of room for outdoor dining, entertaining, or simply relaxing and enjoying the views. Imagine starting your morning overlooking the fairway or unwinding in the evening as the sun sets over the course. Downstairs office area can easily convert to the 4th bedroom with a good sized bath and shower just across the hallway. Large Upstairs Primary with golf views and a beautiful Remodeled Bathroom with grey tiles, quartz counter. and 2nd upstairs bedroom has its own upgraded bathroom. The 4th bedroom was added by the owner, and is perfect for a growing family. The combination of a **newly remodeled kitchen, generous outdoor space, and a prime location directly on Tijeras Creek Golf Course** makes this home truly special. 2 Car Garage gives direct access to the home. New AC/HVAC. Located in the Arroyo Canyon area of Rancho Santa Margarita, you'll also enjoy convenient access to shopping, dining, parks, trails, recreation, and all the amenities that make this community such a desirable place to call home. Voted the second safest city in California 2026 Residents enjoy a community pool and Jacuzzi., and a small playground. City amenities include beautiful parks, swimming pools, a beach club with a lagoon, BBQ and picnic areas, a lake walk, playgrounds, sports fields, tennis, pickleball, basketball, and volleyball courts. Additional features include a dog park, skate park, and hiking and biking trails just steps away. Distinguished schools, low taxes of 1.02%, and No Mello Roos complete this perfect package. Don't miss the chance to make this exceptional home yours! Best Deal under 1 Million Available in RSM

44 Pinzon, Rancho Santa Margarita
$1,299,000
4 Beds ⋅ 3 Baths ⋅ CV26208707 MLS ⋅ Active Status
Fantastic Home nestled in the lovely city of Rancho Santa Margarita! Parks nearby for sports, picnicking and walks or recreational jogs. Neighborhoods are thoughtfully laid out for home owners privacy and community. Expansive living room welcomes you and your family and friend when you enter the home. The upgraded kitchen is a home chef's playground with large stove top, plenty of counter space and lost of cabinet space for storing all your dining and entertaining items. With all four bedrooms upstairs you have privacy and tranquility in your personal space. The spacious Main Bedroom opens to a private bathroom with soaking tub, dual sinks, walkin shower and custom walk in closet. Laundry is off the two car garage entrance downstairs with cabinetry and counter space. You don't want to miss this great opportunity for RSM life style. Property is in a probate - ready to sell - some details (like HOA) are still unknown - to be provided

15 Mira Segura, Rancho Santa Margarita
$1,599,000
5 Beds ⋅ 3 Baths ⋅ OC26206157 MLS ⋅ Active Status
Welcome to this beautifully appointed 5-bedroom, 3-bathroom home in the highly desirable Las Flores community, featuring an optional downstairs bedroom currently being used as an office. Step inside to a light-filled living room with soaring ceilings and an abundance of windows, complemented by a formal dining room ideal for entertaining. Thoughtful details include crown molding, plantation shutters, dual-pane windows, and recessed lighting. The beautifully updated kitchen features white cabinetry, granite countertops, stainless steel appliances, a five-burner gas range, double ovens, pantry, and center island, opening seamlessly to the inviting family room with a fireplace, built-in shelving, and ceiling fan. The optional downstairs bedroom, currently being used as an office, features double glass doors and plantation shutters. Upstairs, the spacious primary suite offers French doors opening onto a balcony, a ceiling fan, two walk-in closets, and an en-suite bath with dual vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms, a guest bath with direct access from one bedroom, and a convenient upstairs laundry room complete the second level. The resort-inspired backyard is designed for relaxing and entertaining, surrounded by lush landscaping and featuring a built-in BBQ area with seating, a fire pit gathering area, and a tranquil water feature. Additional highlights include separate one-car and two-car garages, both with direct access and solar panels. Ideally located near schools, the Oak Tree association pool, parks, walking and hiking trails, and shopping, this exceptional Las Flores home offers a wonderful combination of space, style, and indoor-outdoor living.

30 Acanthus, Rancho Santa Margarita
$1,149,000
4 Beds ⋅ 3 Baths ⋅ OC26205792 MLS ⋅ Active Status
Welcome to this beautifully upgraded 4-bedroom, 2.5-bathroom home offering nearly 1,800 square feet of stylish and comfortable living space. From the moment you arrive, the pride of ownership is evident with fresh interior and exterior paint and an impressive list of thoughtful upgrades throughout. At the center of the home is a stunning oversized kitchen designed to impress, featuring upgraded tile flooring, painted cabinetry, stainless steel appliances, a custom backsplash, and beautiful stacked-stone accents extending into the pantry. The open, spacious design creates an inviting setting for everyday meals and entertaining. Upstairs, discover generously sized bedrooms, new carpet, mirrored closet doors, and the convenience of an upstairs laundry area. The spacious primary suite offers a walk-in closet, dual vanities, and an upgraded shower door, creating a comfortable and relaxing retreat. The upgrades continue throughout the home with crown molding, upgraded baseboards, a newer downstairs vanity, an upgraded water heater, and a finished garage complete with epoxy flooring and abundant overhead storage cabinets. Step outside to your own private backyard oasis, featuring an outdoor barbecue patio that’s perfect for weekend gatherings, al fresco dining, or simply relaxing with family and friends. Beautifully maintained and thoughtfully upgraded, this home combines modern style, functionality, and exceptional indoor-outdoor living. With its spacious floor plan and extensive improvements, this is a home you’ll want to see in person! Access to Rancho Santa Margarita's master-planned community amenities like the beach club, lake, tennis courts, water park, trails, and much more are included with your HOA dues. No Mello Roos! Tax rate is about 1.01%!

36 Ametrine, Rancho Santa Margarita
$515,000
2 Beds ⋅ 2 Baths ⋅ PW26205902 MLS ⋅ Active Status
Ground floor unit in the desirable Las Flores II Community. Walking distance to top rated schools, O'Neil Regional Park, Rancho Santa Margarita Lake, shops, and restaurants. Residents enjoy access to the SAMLARC beach club, pools, and tennis courts. This home features spacious patio facing the trees, not neighbors; laminate wood floors, a master bedroom with its own private bathroom and vanity, and both bedrooms offers plenty of closet storage. An assigned carport and one parking permit are included. NOTE: Please park on the streets.

28 Pica Flor #44 Unit 44, Rancho Santa Margarita
$1,010,000
3 Beds ⋅ 3 Baths ⋅ OC26198177 MLS ⋅ Active Status
Welcome to stunning home, FHA approved, 3bedroom 3bathroom with 2BED,2BAT & large LOFT upstairs that can easily be a playroom, library, office study or second living/family room ,1BED,1BAT downstairs very desirable floor plan home has it all... enter to step down over sized living room with fireplace soaring cathedral ceilings, plantation shutters, Downstairs greets you with the kitchen boasting cherry wood cabinets, stacked stone back splash and granite counter! formal dining area over looks main living room area with glass doors leading to your own private large patio offering lots of privacy! With the new Roof and Exterior painting from HOA. 2 car garage with the Electrical Car Charger. This home is in the desirable Tierra Linda tract of RSM, which is adjacent to Tijeras Creek golf course, CUL-DE-SAC! pool, canyon views, horse trails, hiking, and family resort style living! City Amenities include Beach Club, Tennis, Skate Park, Dog Park, Children's Park, BBQ areas, Sport Fields, Arroyo Vista Elementary, Capo Valley District and award-winning Schools

87 Fuente, Rancho Santa Margarita
$2,050,000
5 Beds ⋅ 4 Baths ⋅ OC26205869 MLS ⋅ Active Status
Welcome to 23 Golf Ridge, a beautiful executive pool home in the prestigious, guard-gated community of Dove Canyon in South Orange County. Ideally positioned on the 6th tee box with picturesque views toward the 5th hole, this exceptional 5-bedroom, 4-bath residence offers panoramic views, space, upgrades, and indoor-outdoor living. A charming front porch welcomes you into a light-filled interior featuring soaring vaulted ceilings, beautiful hardwood flooring, plantation shutters, crown molding, and captivating golf course views. The spacious kitchen has been beautifully upgraded and features quartz countertops, stainless steel appliances, abundant cabinetry, and an oversized center island with plenty of room for family and friends to gather. The kitchen opens to an expansive family room where a beautiful fireplace, built-in bookcases, and generous storage create an inviting space. The highly desirable floor plan includes a MAIN-FLOOR BEDROOM and upgraded FULL BATH, ideal for guests, extended family, or a private home office. Step outside to your private resort-style backyard overlooking the golf course. Enjoy a sparkling pool and spa, BUILT-IN BBQ, multiple seating and entertaining areas, expansive golf course views, and beautiful sunsets—the perfect setting for outdoor dining, entertaining, or relaxing at the end of the day. Upstairs, the spacious primary suite captures inspiring golf course views and features a private balcony and beautifully upgraded primary bathroom. Three additional bedrooms complete the upper level, including one secondary bedroom with its own upgraded private bathroom, while the remaining two bedrooms share an upgraded Jack-and-Jill bathroom. Additional highlights include a FULLY OWNED SOLAR SYSTEM, extensive hardwood flooring, crown molding, plantation shutters, abundant natural light, and a three-car direct-access garage with built-in cabinets. This beautifully maintained home is turnkey and ready to enjoy. Dove Canyon residents enjoy exceptional community amenities including a 24-hour guard-gated entrance, lighted tennis and pickleball courts, community pool, sport court, children’s play areas, and scenic hiking, biking, and nature trails. Located within the highly regarded Saddleback Valley Unified School District, 23 Golf Ridge offers an exceptional opportunity to enjoy resort-style pool living, golf course views, beautiful sunsets, and the highly sought-after Dove Canyon lifestyle.

23 Golf Ridge, Rancho Santa Margarita
$949,700
3 Beds ⋅ 3 Baths ⋅ OC26205654 MLS ⋅ Active Status
Welcome Home! This home is STUNNING. An exceptionally gorgeous & spacious end unit townhome, in the pristine Terracina community in the heart of town! Lots of extra street parking behind home - literally steps away. Beautiful 2 bedrooms plus a large loft (can be converted to 3rd bedroom) end unit townhome (sharing ONLY 1 wall with a neighbor) is rarely on the market! Tall entry door opens to a spacious living with soaring ceiling, gas fireplace, and glazed windows filling the room with natural light and airy feeling. Sliding glass door to the outdoor patio, a lovely patio to relax at the end of the day. There isn't a SQUATE INCH of SPACE WASTED Anywhere. The Kitchen? If a picture is worth a thousand words, there isn't enough space here to give it justice. We invite you to see the pictures. A chef's DREAM! Inside laundry room and an extra storage space under a staircase. Spacious Primary bedroom upstairs has a walk-in closet, ceiling fan, wall window shutters. Large open loft is perfect as a workplace, playroom exercise room, or can be converted to a 3rd bedroom… Two Car Garage, newer garage door with plenty of cabinets, newer LifeSource whole house water purification system, complete RePipe. The Terracina homes are ideally located within walking distance to beautiful RSM Lake, Central Park where the summer concerts and other community events take place, array of restaurant options ranging from high end to fast food, Cinepolis movie theatre, Shopping, Pickle Ball, library, Parks. The SAMLARC amenities includes the beach club lagoon at RSM lake which has a beach volleyball, water toy rentals, hiking trails, 4 Junior Olympic sized pools, 12 parks, and much more! LOW HOA, NO MELLO-ROOS, FHA AND VA APPROVED!! You don't want to miss the opportunity to own a home in this beautiful community. You'll Never Find a Better Location, LOCATION, L O C A T I O N!!!!!

45 Via Vicini, Rancho Santa Margarita
$814,999
2 Beds ⋅ 3 Baths ⋅ OC26203900 MLS ⋅ Active Status
When you walk into this inviting 2 bed, 2.5bath home, you will find comfort in the open floor plan, natural lighting, and the charming upgrades. Luxury vinyl plank flooring flows throughout the main living spaces, creating a clean and cohesive feel. The upgraded kitchen offers a functional space for everyday cooking and entertaining. You'll also find additional features, such as whole house water filtration system, tankless water heater, new ducting, and and updated HVAC system. With a two car garage, convenient parking and storage is always available. This home is located close to shopping, grocery stores, hiking and biking trails, and offers easy access to everyday essentials and outdoor activities. Weekends are a delight with a charming bi-weekly farmers market by the lake, and the city hosts vibrant summer concerts at the local park just a walk away. With convenient access to the freeway and toll road, commuting throughout Orange County is effortless. This is a great opportunity to enjoy a well-maintained home in a peaceful neighborhood with features that make everyday living comfortable and convenient.

105 Via Vicini, Rancho Santa Margarita
$829,000
3 Beds ⋅ 3 Baths ⋅ PW26203391 MLS ⋅ Active Under Contract Status
A Legacy Location Chosen with Intention. When the Mission Greens II community first opened in 1987, the original owners of this residence camped out to acquire this location - not for novelty, but because they recognized something rare: this was the premier location in the community to them. Today, that same coveted position becomes your opportunity. A Turn Key, End-Unit Condominium That Lives Like a Private Townhome. This beautifully refreshed 3 Bedroom, 2.5 Bath, 1,325 sqft. Residence with an Attached Two Car Garage and Direct Access blends thoughtful updates with timeless comfort. Fresh Interior Paint, Newly Scraped and Retextured Ceilings, Crisp New Baseboards, Designer LVP Flooring, and Plush Carpeting create a clean, modern canvas throughout. The updated Kitchen is a standout - rich Shaker Style, Alder Hardwood Cabinetry, Quartz Countertops, and brand new Stainless Appliances (LG 5 Burner Range, Microwave & Dishwasher) elevate both function and style. The open concept Living and Dining areas flow effortlessly, enhanced by abundant natural light and views toward one of the largest Patio Yards in the entire tract - perfect for entertaining. Upstairs, the Bedroom layout is intelligently designed, offering privacy, comfort, and flexibility for families, professionals, or those seeking a lock and leave lifestyle. Mission Greens II provides its own Community Pool and Tot Lot, adding convenience just steps from your front door. Living in Rancho Santa Margarita means living under the umbrella of SAMLARC, one of Southern California’s most beloved master associations - known for its pristine amenities, resort style recreation, and community driven lifestyle. Residents enjoy access to the Lago Santa Margarita Beach Club, the Lake, multiple Pools, Parks, Playgrounds, Sports Courts (including Pickleball), Scenic Trails and year round community events. All of this in a prime Rancho Santa Margarita location close to Shopping, Dining, and Top Rated Schools. A rare opportunity to own a premium located, turn key home in one of RSM’s most beloved communities!

28 Wild Horse Loop, Rancho Santa Margarita
$879,900
3 Beds ⋅ 3 Baths ⋅ OC26200890 MLS ⋅ Active Status
Welcome to 147 Mira Mesa, a beautifully appointed home located in the desirable Melinda Heights community of Rancho Santa Margarita. Offering approximately 1,514 square feet of comfortable living space, this thoughtfully designed residence features two bedrooms, a spacious loft, 2.5 bathrooms, inside laundry, and an attached garage with numerous upgrades. The inviting main living area offers a comfortable setting for relaxing and entertaining. The kitchen features soft-close cabinetry and updated appliances, including a new refrigerator and microwave. Upstairs, the open loft provides valuable additional living space and is ideal for a home office, playroom, study area, fitness space, or media room. Both bedrooms offer privacy and comfort, while the conveniently located indoor laundry area includes a new washer and dryer. Smart-home and energy-conscious upgrades add everyday convenience. The home features a Nest thermostat, a whole-house attic fan that can help reduce air-conditioning use, a smart front-door lock, and a new Alexa-compatible ceiling fan in the guest bedroom. New magnetic motion-sensor lights along the staircase provide added illumination, while soft-close toilet seats have been installed in the downstairs and guest bathrooms. Step outside to a private, low-maintenance backyard—an inviting space for outdoor dining, gardening, or relaxing in the Southern California sunshine. Established peach and lemon trees add charm and the opportunity to enjoy homegrown fruit. The garage is equally well equipped, featuring durable epoxy flooring and already-installed overhead storage racks that help maximize organization and usable space. Melinda Heights is known for its scenic setting, neighborhood parks, recreational amenities, and access to walking and biking trails. The home is conveniently located near Melinda Heights Elementary School, Altisima Park, and the Altisima community pool, which features a Junior Olympic-sized pool, a shallow wading pool, and beautiful views toward the Saddleback Mountains. Rancho Santa Margarita offers an exceptional outdoor-oriented lifestyle with numerous parks, sports courts, pools, open spaces, and recreational trails. Residents can enjoy the popular 1.1-mile walking path around Lago Santa Margarita, the Beach Club and swim lagoon, community events, and nearby O’Neill Regional Park. Shopping, restaurants, everyday services, and the city’s vibrant Town Center are also just minutes away.

147 Mira Mesa, Rancho Santa Margarita
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.